I had the pleasure of being a guest on the Dr. Phil show, which aired yesterday. Below are a few of the tips for parents which I shared with the audience and is currently posted on the show’s site. (more…)

Kids will always spend your money freely and without thought. But, when it is their money, kids are much more frugal and careful with the choices they make. Teach your kids to truly understand money by giving them hands on experience with the real deal from an early age. (more…)

Columnist Steve Rosen recently wrote a column for those of us with rising high school seniors in our households. His advice is spot-on — as usual — so, I am providing you with the complete text for your college files! (more…)

With savings accounts paying almost nothing in interest,where should you put cash that is needed for short-term goals? “I” think it is good news that we are saving again. (more…)

Financial aid is hard to get. Loans are still available but not as available as they were a year ago. (more…)

There are two stories that caught my eye. The first, about Americans finally starting to save. And the second, about how much saving will cost Americans. (more…)

Because January 1 was a holiday, the girls did not get their allowance until this past weekend. And, because this was January, they also got a reminder about why they get allowance — a sobering discussion that sent my oldest back to the budget drawing board. (more…)